MERCHANT ACCOUNT

Accept Credit Cards On-line

We can help you to compete in an on-line environment by applying for a merchant account. You need a fast, secure credit card transaction processor you can trust. Whether your Web site consist of a few pages or a vast product database, you need to process their transactions quickly and securely. In most cases, you will not be able to use your current financial institution to process your account transactions.

There are separate costs associated with setting up and maintaining a merchant account, and these costs are determined by the bank. You should expect to invest an initial amount which covers application, setup, equipment rental, and lease deposits.

Merchant Account Rates & Fees
	DISCOUNT RATE	COST PER TRANSACTION
Retail*	1.60%	$0.20
MO/TO, Internet**	***2.30 to 2.35%	$0.25
Monthly Statement Fee	$10
Monthly Minimum	$25
Monthly Gateway Fee****	N/A
Note: the above rates apply to V® and M--C®. We apply separately to American Express®, Diners Club® and Carte Blanche®. These applications are included - there are No additional setup/application fees. **Gateway Fee includes secure, online, real-time credit card and e-check processing and only applies to merchants processing transactions through our internet payment gateway. *Monthly Volume determines the merchant's discount rate.
*For retail locations where at least 70% of the transactions are swiped through a terminal
**For Internet Merchants or mail or telephone order merchant locations or any merchants that swipe less than 70% of their transactions

This may require the purchase of additional software to put on your computer to accept credit card payments or a gateway service such as Authorize.Net or G-Gate.

E-Commerce Shopping Cart

Our merchant account integrates with most of the leading carts on the market. Because no two businesses operate alike, our PHP Shopping Cart is customizable to meet your requirements. From variable shipping options to product pricing, inventory control and e-mail notifications, our Shopping Cart can help you maximize your company's Web sales potential. For more information on Hosting your Commercial e-commerce Web site and shopping cart click here.

SSL Security

You will need a SSL Secure Certificate to encrypt your customers credit card information. With a Secure Server ID to authenticate themselves and to enable SSL encryption to protect sensitive data and transactions your customers will feel safe using their credit card to purchase your goods or services.

For More Information

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